How to Avoid Rising Funeral Costs

How to Avoid Rising Funeral Costs

Between 2011 and 2017 the cost of a funeral service increased by 38%. Today, if you are in the position on planning a funeral service whether it be your own or somebody else, then you are likely to face fees of over £4,000. However, this amount does fluctuate depending on where you are located in the UK and what type of funeral service you are organising. For example, the more expensive funerals in the country are in London where you are likely to pay almost a staggering £8,000 for a standard burial and roughly £5,000 for a cremation. This is why so many people are now opting for a pre-paid funeral plan. It’s a way of organising your own funeral while you are still alive together with avoiding any future cost increases. 

The Solution: A Pre-Paid Funeral Plan

Although the concept of pre-planning your own funeral may seem quite morbid, there are so many reasons why making preparations now is a good idea. Today, many people choose to buy a pre-paid funeral plan to get piece of mind knowing that their funeral will be taken care of when the inevitable comes around. So, what are the benefits of taking care of your funeral today? Let’s take a look.

You Are Protected From Rising Costs

Funerals can be extremely expensive, and even though people choose to save money in their bank accounts to contribute to their funeral service, it doesn’t protect your family against the rising costs. One of the many benefits of arranging your funeral now is that you will pay today’s prices. 

It Removes The Emotional Burden From Your Loved Ones

Another benefit of pre-planning your own funeral service is that you will save your family and close friends the emotional stress and financial burden of organising your funeral. At such an emotionally challenging time, it will be hard for your family and close friends to make decisions. And, it will undoubtingly put them under even more stress trying to come to a conclusion of what you would have liked at your funeral. 

You Can Plan Your Funeral Just The Way You Want It        

Many people choose a pre-paid funeral plan because it allows them to organise the funeral to their own specifications and personal preferences. It’s a way of ensuring that your service will be exactly the way you want it to be. This can be particularly comforting for your family and friends because they would know that you would be happy with your send-off. 

Our Tips for Choosing a Pre-Paid Funeral Plan 

When looking for a pre-paid funeral plan, it is likely that you will feel slightly overwhelmed by all of the options that are out there on the market. You may also feel emotional when going through the process, so it’s important to seek support from your family or close friends. They may get a little upset at first, but it is an important conversation to have to ensure you are all on the page and that they understand your motives behind doing it. 

It is highly recommended that you do your own research and explore all of the different pre-paid funeral plan options. Ensure that collect as much information as possible and make sure that you ask around for as many quotes as possible. This will ultimately help you decide on the type of funeral you’ll like together with knowing what products are available to you and within your budget. It is also very important to consider your payment options. If you are opting to pay for your funeral costs in monthly instalments, it’s vital to find out how long you are required to pay them for and if you will need to pay interest on the unpaid balance at the end. 

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